Lower-cost insurance that provides coverage for a set time period, and provides a tax-free payout to the beneficiary.
The cost of the insurance goes up each time you renew, but you can convert the policy to permanent life insurance at any time.
There’s always a financial impact whenever someone passes away, and the payable benefits from a life insurance policy can help your loved ones cover unexpected expenses such as:
Variable cost insurance with payment options that differ depending on your preferences.
Coverage is guaranteed for life, and you can also access the cash value of your life insurance policy by taking out a loan or withdrawing cash.
There’s always a financial impact whenever someone passes away, and the payable benefits from a life insurance policy can help your loved ones cover unexpected expenses such as:
Let’s say you didn’t have disability coverage, and a few sick days eventually turned into weeks, months or years off of work. How would you pay your bills?
Would you dip into your savings? What happens when that’s gone and your next mortgage payment is coming up. What do you do? While it’s definitely an unpleasant situation to think about, that’s exactly why you should consider including disability insurance to your financial plan.
It essentially fills the gap between life and disability insurance, and in a time of crisis, it can help you cover the cost of private treatment, household help, extra mortgage payments, business expenses, or a family vacation.
If you were diagnosed with a critical illness or condition, think about how long you could realistically afford to live off your savings, and how that could affect your overall lifestyle. Would you need to reduce your expenses? Delay retirement? Get into debt? Downsize your home?
These plans can be fully customized to fit the various needs of your organization, and is flexible enough to be adapted to your business needs as they evolve.
Supplemental health care and dental insurance plans can help you pay for many common medical expenses that aren't covered - or only partially covered - by government health insurance plans.
Supplemental health care and dental insurance plans can provide much needed coverage for a variety of people, such as:
